Alabama Bank News

From HVCRE to HVADC: What Community Banks Need to Know

Breaking, Industry Reports, Publications

by Jared Batte and Charles Moore, Bradley On Oct. 27, the federal banking agencies published a joint notice of proposed rulemaking (the “Proposal”) in the Federal Register that intends to simplify and clarify certain aspects of the Basel III capital rule. Among other things, the ...Read More

CAPITOL NOTES: Week Two

Breaking, Capitol Notes, Politics, Publications

JANUARY 19, 2018 — So, who was the most influential player during the second week of the 2018 Regular Session, you ask? The governor? The speaker of the house? How about a leading Democrat in the House of Representatives or a leading Republican in ...Read More

ABA Op-Ed Regarding Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155)

Breaking, Industry Reports, Politics

By Scott Latham The Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) gained new life upon its recent passage by the U. S. Senate Committee on Banking, Housing and Urban Affairs. After months of seemingly little hope, a group of 22 bipartisan ...Read More

Repeal of the CFPB Arbitration Rule a Relief for Banks and Financial Institutions

Breaking, Industry Reports, Legal, Publications

by Brian J. Malcom, Waller On Nov. 1, in an encouraging development for banks and financial institutions, President Trump signed a repeal of the Consumer Financial Protection Bureau’s (CFPB) rule prohibiting forced arbitration. The CFPB developed the rule to prevent banks and credit card ...Read More

Capitol Notes: Week One

Breaking, Capitol Notes, Industry Reports, Politics, Publications

JANUARY 12, 2018 — Week one of the Alabama Legislature’s 2018 Regular Session began with Gov. Kay Ivey’s first State of the State address. Focused primarily on her successes since taking over as head of state last April, Gov. Ivey touted Alabama’s surging economy ...Read More

Legislature Returns to Montgomery

Breaking, Capitol Notes

JANUARY 9, 2018 — Legislators return to Montgomery today for the fourth and final regular session of the current election cycle. Representatives and senators convened at noon to handle ceremonial matters such as the introduction of bills and resolutions. Later tonight, they will gather ...Read More

Repeal of the CFPB Arbitration Rule a Relief for Banks and Financial Institutions

Breaking, Industry Reports, Publications

by Brian J. Malcom, Waller On Nov. 1, in an encouraging development for banks and financial institutions, President Trump signed a repeal of the Consumer Financial Protection Bureau’s (CFPB) rule prohibiting forced arbitration. The CFPB developed the rule to prevent banks and credit card ...Read More

SBA Lending: Managing The Risk To Achieve The Reward

Breaking, Publications

By Jay Lucas, Porter Keadle Moore The relationship between small businesses and local financial institutions is a vital component of a healthy modern economy. Institutions fund local businesses that in turn, employ local workers, sell goods to local consumers, and if they are successful, ...Read More

Textbook Advocacy

Breaking, Industry Reports, Politics

By Rob Nichols, American Bankers Association President & CEO Washington is anything but textbook these days, which can make the advocacy work of state and national trade associations a challenge. But the recent tax reform effort proves that certain staples of effective advocacy—functions at ...Read More

ADA Website Accessibility Update

Breaking, Industry Reports

The recent wave of ADA class actions submitted by serial plaintiff attorneys to enforce the WCAG 2.0 standard showed initial signs of abating due in part to the successful efforts from a number of banker associations and state attorneys general. One state bankers association successfully reached an agreement with a disability ...Read More