Industry Reports | Alabama Bank News

Lessons from Equifax and Uber – Shining the Spotlight on Data Breach Incident Responses

Board Briefs, Breaking, Industry Reports, Publications

by Elena A. Lovoy and Peter L. Cockrell The year 2017 may have been the tipping point in data breach incidents. In September 2017, Equifax Inc. disclosed a breach exposing the names, Social Security numbers, birth dates, home addresses, and driver’s license numbers of ...Read More

M&A in the New Year: A Resolution for Success

Board Briefs, Breaking, Industry Reports, Publications

Like a lot of us, New Year’s resolutions for many community banks are based around improvement and growth. Spurred by the recent tax reform bill, many are looking to a possible merger or acquisition as a way to meet their business needs and improve ...Read More

Year End Compliance Check List

Breaking, Industry Reports

With exams and audit cycles beginning soon in earnest, now is the time to prepare across the whole bank — how ready are you really? Have internal checks been consistently followed and applied? Compliance Alliance is here to help. With over 63 individual tools, ...Read More

ABA Opens Registration for 2018 CEO and CFO Forums

Breaking, Events, Industry Reports

ABA’s CEO and CFO forum groups are now open for registration. These groups provide an opportunity for bank CEOs and CFOs to meet throughout the year to benefit from each other’s skills, experience and perspective. Forum groups meet three times per year. In 2018, ...Read More

Market Value vs. Investment Value in Bank M&A

Breaking, Industry Reports, Publications

by Jim White, Porter White & Co. In bank merger and acquisition transactions parties to the deal usually engage valuation experts to render “fairness opinions” opining on the fairness of the pricing and other aspects of the transaction to the respective shareholders of the ...Read More

The Regulators are Coming, The Regulators are Coming…

Breaking, Industry Reports

By Darlia Fogarty The board believes the compliance officer has been given adequate policies, training and staff to ensure the bank will not encounter any issues when the regulators arrive for the compliance exam. So the exam should be a non-event right? Let’s talk ...Read More

From HVCRE to HVADC: What Community Banks Need to Know

Breaking, Industry Reports, Publications

by Jared Batte and Charles Moore, Bradley On Oct. 27, the federal banking agencies published a joint notice of proposed rulemaking (the “Proposal”) in the Federal Register that intends to simplify and clarify certain aspects of the Basel III capital rule. Among other things, the ...Read More

ABA Op-Ed Regarding Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155)

Breaking, Industry Reports, Politics

By Scott Latham The Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) gained new life upon its recent passage by the U. S. Senate Committee on Banking, Housing and Urban Affairs. After months of seemingly little hope, a group of 22 bipartisan ...Read More

Repeal of the CFPB Arbitration Rule a Relief for Banks and Financial Institutions

Breaking, Industry Reports, Legal, Publications

by Brian J. Malcom, Waller On Nov. 1, in an encouraging development for banks and financial institutions, President Trump signed a repeal of the Consumer Financial Protection Bureau’s (CFPB) rule prohibiting forced arbitration. The CFPB developed the rule to prevent banks and credit card ...Read More

Capitol Notes: Week One

Breaking, Capitol Notes, Industry Reports, Politics, Publications

JANUARY 12, 2018 — Week one of the Alabama Legislature’s 2018 Regular Session began with Gov. Kay Ivey’s first State of the State address. Focused primarily on her successes since taking over as head of state last April, Gov. Ivey touted Alabama’s surging economy ...Read More

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