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Question: We have a customer that is leaving for boot camp for the Air Force. Am I correct in stating that boot camp is not active duty? Answer: Boot camp is included in active duty. “Military Service” is defined under SCRA as a period ...Read More

Important leadership and committee positions were filled by the Alabama House and Senate during the recently concluded 2019 Organizational Session. In the 105-seat state House, Rep. Mac McCutcheon (R-Monrovia) of District 25 was elected to his first full term as Speaker and Rep. Victor ...Read More

2019: Different Approach, Same Agenda Significant progress at the regulatory agencies as well as the passage and implementation of long-sought bipartisan regulatory reform made 2018 a breakthrough year in many ways. The new year brings fresh challenges, including how to maintain momentum for policy ...Read More

Question: Our current practice on residential balloon mortgages is to extend the maturity date prior to the balloon period if the customer requests it prior to the balloon and the borrower meets certain conditions. This is completed with a change in terms document leaving the ...Read More

by Michael G. Rediker, Porter White & Co. In recent months, the merger and acquisition market in community bank stocks has revived from the moribund state prevailing during and after the Great Recession of 2007-08. As the number of deals has picked up, so ...Read More

by Charles W. Prueter, Waller “Gentleman, this is a football.” The legendary coach Vince Lombardi kicked off training camp the same way each year, holding up the pigskin in front of his team of professional football players as a reminder that they must master ...Read More

by Brian Malcom, Waller It is finally over. No more robocalls. No more yard signs. No more poorly-produced television commercials. The midterms are behind us. A few results are still being counted, but the landscape is clear. Democrats will have a majority in the ...Read More