Industry Reports Archive

Question: If we collect personal income from a Guarantor of a Small Business Loan, should we include this loan on our CRA Report and indicate it as a small business loans with gross revenue of less than $1 million if the personal income is ...Read More

According to STS Group there have been a number of cases this week in Alabama in which ATMs were used to dispense hundreds of thousands of dollars with fraudulent cards. These cards were skimmed from another device such as a gas pump. Last year, ...Read More

by Brian Malcom, Waller It is finally over. No more robocalls. No more yard signs. No more poorly-produced television commercials. The midterms are behind us. A few results are still being counted, but the landscape is clear. Democrats will have a majority in the ...Read More

2019: Different Approach, Same Agenda Significant progress at the regulatory agencies as well as the passage and implementation of long-sought bipartisan regulatory reform made 2018 a breakthrough year in many ways. The new year brings fresh challenges, including how to maintain momentum for policy ...Read More

Question: With the lapse in funding for the NFIP, is it true that no new policies can be written? Answer: On December 28, 2018 FEMA announced that it will resume the sale of new insurance policies and the renewal of expiring policies. This press  release rescinds ...Read More

by Michael G. Rediker, Porter White & Co. In recent months, the merger and acquisition market in community bank stocks has revived from the moribund state prevailing during and after the Great Recession of 2007-08. As the number of deals has picked up, so ...Read More

Question: If the bank identifies a bookkeeping error or a posting error prior to a commercial customer notifying the bank, does the bank still need to fill out the error resolution form and/or follow the procedures set out in Reg. E for errors? We know ...Read More