Question: With the lapse in funding for the NFIP, is it true that no new policies can be written?
Answer: On December 28, 2018 FEMA announced that it will resume the sale of new insurance policies and the renewal of expiring policies.
This press release rescinds initial guidance that was issued on December 26, 2018 to suspend sales operations as a result of the current lapse in annual appropriations. The National Flood insurance Program has been reauthorized by Congress until May 31.
The guidance is located here: https://www.fema.gov/news-release/2018/12/28/fema-resumes-selling-flood-insurance-policies-during-appropriations-lapse
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