Monthly Archive:: March 2018

With two days remaining in the proposed schedule for the 2018 Regular Session, all of the three bills still being tracked by the association are in position to pass before the final day adjourns next week. First, House Bill 417, a bill Rep. Chris ...Read More

by Andrew Nix, Maynard Cooper & Gale Life as a community bank has become increasingly challenging in recent years, with massive increases in regulatory burdens, compliance costs and capital requirements on top of industry consolidation and impediments to quality asset growth.  There are a ...Read More

Some employers sponsor a high-deductible health plan and concurrently a self-funded health reimbursement account (“HRA”) to which it contributes to reimburse certain amounts towards deductibles, co-pays, and other out-of-pocket expenses. An HRA is an employer-sponsored health plan and as such is subject to COBRA. ...Read More

by Elena A. Lovoy and Peter L. Cockrell The year 2017 may have been the tipping point in data breach incidents. In September 2017, Equifax Inc. disclosed a breach exposing the names, Social Security numbers, birth dates, home addresses, and driver’s license numbers of ...Read More

Like a lot of us, New Year’s resolutions for many community banks are based around improvement and growth. Spurred by the recent tax reform bill, many are looking to a possible merger or acquisition as a way to meet their business needs and improve ...Read More

by Charles W. Prueter The Supreme Court picked up its pace in the last week of February, issuing seven decisions in argued cases. (The Court thereby nearly tripled its entire output in such cases since the beginning of the term in October 2017.) Two ...Read More

by Nancy Bush, NAB Research for Banks Street Partners As we go into 2018 and face the realities of the American political and economic landscape — global headline risk, capital markets that are rocketing skyward (and provoking debate about valuation and bubbles in the ...Read More